education

protect your credit scores during covid-19

Do You Have Coronavirus Credit Problems?

Are you worried about your finances? Has the idea of a coronavirus credit score hit been keeping you up at night? Millions of Americans have been affected by COVID-19 and millions more will experience economic hardship in some form in the wake of massive shutdowns of the U.S. economy. While some fail to grasp the …

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Do not apply for a subprime loan

Why You Should Not Apply For A Subprime Loan

Why is it a bad idea to apply for a subprime loan? What follows is not MY advice, but rather the advice from credit reporting agencies like Experian, and from government watchdog agencies like the Consumer Financial Protection Bureau. I preface today’s article with that disclaimer because I want the message to be clear; applying …

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coronavirus outbreak

Why Are People Hoarding Toilet Paper During The Coronavirus Outbreak?

Why are people hoarding toilet paper during the coronavirus outbreak? This is a phenomenon that is not uncommon in situations that require restricted movement, quarantines, or other unusual measures to contain a problem like a viral outbreak. There is a lot of derision over the panic buying of hand sanitizer, face masks, and toilet paper…what …

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5 Strategies For Increasing Net Worth

5 Strategies For Increasing Net Worth

Are you looking for strategies for increasing your net worth? You’ll read a lot of blog posts out there purportedly offering “strategies” but then just give you the same old standard advice with absolutely ZERO specifics. One blog I read on the subject, one that specifically used the word “strategies” in the headline, offers pearls …

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save money economic growth

How Can Saving Money Affect Economic Growth?

How can saving money affect economic growth? It depends on what you mean by the question; there is personal economic growth and the kind of growth that happens under a national economy. This question isn’t twofold; they are really two entirely separate issues. How Saving Money Can Affect A National Economy There are scholarly studies …

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