debt reduction

How to Protect Yourself Against Scams When Applying for Debt Relief

Sometimes, you find yourself in debt and just can’t see a way out.  There are companies that will help you with debt relief, but you have to be careful to protect yourself against debt relief scams. What is debt relief? Debt relief generally doesn’t mean that your debt just goes away, contrary to popular belief.  …

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5 Ways How Experts Monetize Knowledge

5 Ways Experts Monetize Knowledge

What does it mean to monetize knowledge and what are the ways experts earn money from their experience? There are many ways to do this if you know-how –  and learning how is now easier than ever! A word of advice: monetizing your knowledge should be done with care. It is illegal to make unsubstantiated …

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Why Interest Rates Are Rising

In 2020, housing market interest rates hit and remained at historic lows. Government-backed home loans and refinance loans plunged into the low two percent range with a 52-week average for these mortgages and refinance loans at roughly 2.25%.  I wrote about these conditions all through 2020, and the number of people including those in my …

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Where To Exchange Saved Coins to Dollar Bills?

Where to exchange saved coins to dollar bills? This is a no-brainer for some, who just use the local branch of their bank, credit union, etc. But banks frequently require their customers to bring in change in rolled form, not loose coins in bags or other containers. This can be, frankly speaking, a right pain …

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Does Motley Fool Investment Advice Measure Up?

I’ve been using premium services for investors offered by the Motley Fool and writing about my experiences with the company’s resources, stock picks, investment advice, and tools. So when I write about these, I do it from a unique position–I’m not an expert in picking stocks and I do not invest for a living. In …

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