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Christmas Shopping On A Budget? We Hear You!

Financial Advice
August 9, 2021
By
Ami Ciccone

With the yuletide season just around the corner, we can't help but feel excited with the bright lights and decorations that adorn the streets and overall festive mood in the air. While we're all looking forward to opening our presents on Christmas morning, we have to first address the problem of buying gifts for the people we love. Behind the illusion of Christmas cheer is the huge crowds of shoppers and the seemingly endless lines inside malls and shops. Sometimes, the stress can be overwhelming, more so if you don't know what to buy. Looking for the perfect gift for every important person in your life should be enjoyable, and not give you a headache as you start calculating how you are going to pay up for the utility bills next month. A little bit of planning goes a long way, and if you don't want any chaotic Christmas shopping, here are a few tips that might make life easier for you. Whether you are buying things last minute or not, these tips work for all situations.

Make A Shopping List

The first step for your Christmas shopping has to be the process of writing down a list. Make a list of all the people whom you want to buy gifts for, and add two extra gifts on the list in case you need it for an unexpected gift or party that you have to attend. If possible, think of something that might be a good gift for all the people you have on that list. The thing is, if you have this list with you during your Christmas shopping, you can more organized when going from one store to another. Plus, you can buy the gifts in advance, meaning you can save a few more bucks. For example, Black Friday sales can be a good time to buy gifts from a physical or online store. When you have a list ready, and you know exactly what you are looking for, it is easier to compare prices, ask around for best deals, and take away the stress of Christmas shopping.

Remember The Price Tag Is Not Everything

While buying things, remember that the price tag of the gift is not the only thing that reflects how much you care for that person. The worth of gift lies not in the price but the fact that you have been thoughtful and bought that particular present for the person. So, feel free to shop from discount stores. Some of the best gifts can be found from places like TJ Maxx, Marshalls, Costco, Kohls, and Ross. Sometimes, it may resemble a treasure hunt though, but in the end, you will definitely find a few worthwhile things that you will love. Just make sure that the things you are planning to buy are in mint condition. Sometimes, you will get amazing stuff from here that you can't even find on Amazon.

Have A Budget For The Gifts

Sticking to a budget is perhaps the most important tip to help you save money. If you plan early, you can save up a little every month and put it towards your Christmas fund. Also, when you know what to buy for everyone, it'll give you an idea on how much you'll be spending per gift. To stay on budget, you can opt for homemade gifts! Instead of heading to the gift-wrapping station, why not wrap the gifts yourself with recycled paper? Be resourceful!

Have A Secret Santa At Office

Buying gifts for colleagues and your boss can often be more stressful than buying for family and friends. Firstly, you might not even know what to buy for them, more so if you don't share a close camaraderie with them. In an office setting, it is wise to have a Secret Santa gift exchange. This works well because you can invest one good gift instead of buying several unnecessary gifts. The idea works for big families, too!

Finally, when you are done buying presents for everyone, you should invest in one last gift. No, not for yourself. There are people out there who will buy gifts for you, so don't spend on yourself if you really want to save up this holiday season. Instead, buy something for someone who probably won't receive anything this season. Buy gifts for children in an orphanage or donate goods to charities and shelters to bring smiles to their faces. Our last tip? Don't panic!

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