As I mentioned in an earlier post, a friend recently asked me for advice on getting herself on the right financial path. Obviously, I’m no expert, but I gave her a few simple steps to get her on the right track. I told her the first step was to figure out what she owed. She …
All over the web, you will read stories of how people saved money by cutting certain things out of their lives: Giving up gym memberships in favor of hand weights, running outside, buying home gym equipment, etc Getting rid of a home phone line and only using a cell phone. Giving up cable and only …
I have always said that I wouldn’t chase rates when it came to high yield online savings accounts. I have an account with ING that I use for both my long-term savings and my day to day account, as well as bill-pay and I (luckily) opened a CD with them just before the rates dropped. …
Seven days into December, and so far, my spending plan is going well. I’ve managed to bring my lunch and my coffee into work every day (I can’t say that it hurts that the weather is awful and the last thing I want to do is leave the office at lunch time). I’ve also managed …