As I put together my monthly assets and liabilities table on Tuesday, I thought I was April Fooling myself! I was hoping for a month where I didn’t lose too much money. I actually got very excited when I started entering numbers and realized that for the month of March, I was going to end …
It amazes me just how quickly a few little things add up to a blown budget. That’s right, halfway through the month and I’ve blown my budget. Not by much, and after some juggling, only in one category, but it’s still hard to see on the spreadsheet. Since I am working on YNAB and getting …
Yesterday, I went on a bit of a spending binge. At least, I definitely felt like I was going out and being “bad” with my finances. I haven’t been shopping for non-necessities since early January, and I have definitely been feeling the pinch. I have a list of things that I want/need to buy when …
A number of personal finance bloggers have written their reviews of mint.com, and after a few months of use, I’m ready to contribute my opinion. First, what is Mint? Mint is a free, online tool designed to help you manage your money. Best of all, it does a lot of the work for you. You …
So November isn’t quite over yet, and already, I’ve blown through my monthly budget. My method of budgeting is pretty loose. I earn X dollars. Every month, I put Y dollars into long term savings (and make retirement account contributions). Everything left (let’s call it Z dollars) goes into a short term savings account to …