homes

My Self-Escrow Plan

This month, the first half of my property tax bill is due.  The second half will come due in December.  For many people with mortgages, this date passes without a thought.  As part of their mortgage payment, they also pay into an escrow account.  Every month, they pay 1/12th of their property tax and insurance …

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Energy Costs

My energy company has started sending out Home Energy Reports.  I figured that I was probably doing pretty well.  After all, I don’t keep the house unreasonably cool, and I don’t spend a lot of time watching TV, and I do my best to always turn off the lights when I leave a room. My …

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