Author name: Andy Ford

The Ultimate Guide to Budgeting with Irregular Income

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Navigating the financial waters with an irregular income can feel like sailing through a storm without a compass. Whether it’s the feast-and-famine cycle of freelance work, the unpredictability of commission-based roles, or the seasonal variations of specific industries, managing money without a steady paycheck requires a unique set of strategies. This ultimate guide will help …

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12 Reasons You Should Get Life Insurance Now, Even With Debt

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Securing life insurance often lands on the back burner, especially when debt looms large in your financial landscape. Yet, life insurance could be a pivotal strategy for safeguarding your family’s financial future. Here are 12 reasons to get life insurance, even while managing debt. 1. Peace of Mind for You and Your Family Life insurance …

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15 Reasons Why Older Mortgage Applicants Get Rejected

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The journey to homeownership or refinancing in later years is fraught with unique challenges for older applicants. Despite a lifetime of financial prudence, seniors often encounter unexpected hurdles when applying for mortgages. Here’s a deeper dive into the reasons behind their higher rejection rates. Legal Considerations in Credit Decisions The legal landscape allows lenders to …

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Are You Overpaying on Capital Gains Tax? Here’s How To Pay Less

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When it comes to taxes, the devil truly is in the details—especially with capital gains tax. You might unknowingly give the taxman a bigger slice of your investment pie than necessary. But don’t fret; we’ve got the inside scoop on how to keep more of your hard-earned cash. Here are 12 shocking ways you might …

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