January 2011

Mortgage crazyness

I got my pre-approval for my mortgage.  I was approved for 150% of what I want to spend.  That’s crazy!  No wonder people get into such a mess with their mortgages.  I don’t even know how I could afford that much.  I used a mortgage calculator, and with a 20% downpayment, I would still have …

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Finally Starting

So this whole house hunting thing is becoming a bit more real.  I contacted a Realtor, who came recommended by a friend, and she pointed me in the direction of a few different lenders to get my pre-approval letter.  Yikes!  I’m not worried about getting approved.  My credit score is good (though I should recheck …

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